Use this snowball method and this spreadsheet to pay debt down as quickly as possible.
How The Debt Snowball Really Works (Free Tool Included For YOUR Debt Snowball!) (lifeandmyfinances.com)

A friend sent me this article about debt management, and I thought it would be good to share with the community.

This is the direct link to the spreadsheet: http://lifeandmyfinances.com/wp-content/uploads/2016/12/Automated-Debt-Snowball.xlsx

But the article is worth reading so you can understand how it works and get the most out of the tool.